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Comprehensive Planning

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Comprehensive Planning

A service designed for people who want their financial house in order and would like to start proactively planning for their financial future.

You Will Receive:

  • A financial plan with a roadmap that includes a net worth statement, debt payoff plan, and savings projections
  • The plan includes recommendations in the following areas: cash-flow, insurance, debt repayment, investments, tax planning, retirement planning, and estate planning
  • Recommendations on products and services that fit your financial needs
  • Access to subject matter experts such as CPA’s, insurance agents, and estate planning attorneys*

What’s Included?

  • One 90-min intake session in-person (Walnut Creek office) or via video conference
  • One 90-min session to discuss and deliver your comprehensive and actionable personal  plan
  • Assistance & guidance in implementing the financial plan
  • A Personal Online Wealth Portal for tracking your cash flow, assets, and investments
  • One personalized 60-min coaching and progress-check sessions (via phone or video call) every four months
  • Update and modify your plan 3 times per year plus unlimited email or phone support for questions that arise throughout the year.
  • Monitoring of your plan

Financial Areas Addressed

Here are some brief examples of what your comprehensive financial plan might address:

Cash Flow & Budgeting

  • Are you spending less than you earn and
    able to set money aside for your goals?
  • How can you shift your expenses so
    you can fund the things that matter most?

Income Planning

  • How can you make enough to support your goals?

Tax Planning/Employee Benefits

  • How can you keep more of what you earn and minimize unnecessary taxes?

Debt Management

  • How quickly can you become debt-free?
  • Which debts to pay off, refinance, or prioritize?

Investments/Retirement/Education

  • Should you invest now, in what assets, and how much?
  • Does your investment strategy match your
    goals, timeframe, and risk tolerance?

Risk Management (Protection)

  • Are you and your assets adequately protected against negative events?

Estate Planning

  • Do you have a plan for when you are unable to make decisions for yourself or loved ones?

Comprehensive Planning Program Fees

We believe income is a reasonable proxy for complexity when it comes to financial planning.  Therefore, our pricing is based on the pre-tax income of our clients.


Your Pre-tax Annual Income

One-time Upfront Fee

Monthly Retainer

Annual Plan

Up to $149k

$597

$175

$1890

$150k to $199K

$697

$225

$2430

$200k to $299

$797

$250

$2700

$300k to $399k

$897

$300

$3,240

Over $400k

$997

$350

$3750

 

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