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Disclosures

See Below for:  General Disclosure  ?  Social Media Policy  ?   Privacy Policy  ?   Privacy Opt Out Form

 

GENERAL DISCLOSURE

361 Financial Planning, Inc. (“361”) is a Registered Investment Advisor (RIA), located in the state of California. 361 provides financial planning and investment advisory services primarily to residents of California and Texas.  361 will file and maintain all applicable licenses as required by the state securities boards.

This website is intended to provide general information about 361.  It is not intended to offer investment advice.

If you have any questions regarding this information, please contact us by telephone at (925) 289-9929 or by email at Info@361Planning.com.

 

 

IMPORTANT INFORMATION REGARDING SOCIAL MEDIA:

361 Financial Planning Inc., (“361”) maintains profiles and/or pages on various social media sites including Twitter, FaceBook, and  LinkedIn.  If you choose to “Follow” 361 or its representatives on Twitter, FaceBook, or LinkedIn or take any similar action on another social media site, you are providing your consent to receive information updates, including solicitations, from 361.  To stop receiving this information from 361 on a social media site, you must follow the procedure established by the site.  For example, on Twitter, you must click “Unfollow” on 361’s profile page.

The information contained in 361’s social media profiles and pages is current as of the date of publication (or such earlier date as referenced) and is subject to change without notice. 361 has no obligation to update any or all of such information.  Additionally, 361 personnel other than the author(s) may provide oral or written market commentary or investment ideas to 361’s clients or prospects that differ from the views expressed.  361 and its affiliates may make investment decisions that are inconsistent with the recommendations or views expressed.  All amounts, market value information, and estimates have been obtained from outside sources where indicated or represent the good faith judgment of 361.

Where such information has been obtained from outside sources, 361 cannot guarantee its accuracy or completeness.  Past performance is not a guarantee or reliable indicator of future results.  361’s social media profiles and pages are not intended to be an offer or solicitation with respect to the purchase or sale of any security or other financial instrument or any investment management services.  They are provided for information purposes only, do not constitute investment advice, and should not be used as the basis for any investment decision.  They also do not purport to provide any legal, tax, or accounting advice.

Twitter, FaceBook, YouTube, LinkedIn, and iTunes are owned by third parties unaffiliated with 361.  361 is not responsible for the terms of use or policies of any of the social media sites on which it maintains a profile or page or any third-party sites to which they are linked, and you use these sites at your own risk.  361 is not responsible for and does not endorse any content, advertising, products, advice, opinions, recommendations, terms of use or privacy policies, or other materials on or available from third parties.  While 361 may monitor postings by third parties on its profiles and pages, 361 is not able to review them before they are displayed, and any such postings are the views and responsibilities of the posters.  361 does reserve the right to edit or remove any post for any reason and to block followers to the extent permitted by the sites.  If 361 does not remove a third-party post, it is not an endorsement of the content.  361 does not provide customer service, conduct financial transactions, or accept customer complaints through its social media profiles and/or pages.

Never disclose account or other personal financial information on any of our social media profiles or pages.  All funds involve risk, and you can lose money.  You should carefully consider a fund’s investment goals, risks, charges and expenses before investing.  This and other important information is contained in the fund’s summary prospectus and/or prospectus.  To obtain a summary prospectus and/or prospectus, visit www.361planning.com or contact your investment professional or 361 Financial Planning, Inc. at (925) 289-9929. Please carefully read a prospectus before you invest or send money.

PRIVACY POLICY

Effective Date: May 20, 2016
Our Commitment to You

361 Financial Planning, Inc. (“361 Financial” or the “Advisor”) is committed to safeguarding the use of personal information of our Client’s (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described here in our Privacy Policy (“Policy”).

Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything that we can to maintain that trust. 361 Financial (also referred to as “we”, “our” and “us”) protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you.

361 Financial does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and reasonable business purposes in connection with the servicing and management of our relationship with you, as discussed below.

Details of our approach to privacy and how your personal non-public information is collected and used are set forth in this Policy.

Why you need to know?

Registered Investment Advisors (“RIAs”) must share some of your personal information in the course of servicing your account.  Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information.

 

What information do we collect from you?

Social security or taxpayer identification number Assets and liabilities
Name, address and phone number(s) Income and expenses
E-mail address(es) Investment activity
Account information (including other institutions) Investment experience and goals

 

What Information do we collect from other sources?

Custody, brokerage and advisory agreements Account applications and forms
Other advisory agreements and legal documents Investment questionnaires and suitability documents
Transactional information with us or others Other information needed to service account

 

How do we protect your information?

To safeguard your personal information from unauthorized access and use we maintain physical, procedural and electronic security measures.  These include such safeguards as secure passwords, encrypted file storage and a secure office environment. Our technology vendors provide security and access control over personal information and have policies over the transmission of data.  Our associates are trained on their responsibilities to protect Client’s personal information.

We require third parties that assist in providing our services to you to protect the personal information they receive from us.

How do we share your information?
An RIA shares Client personal information to effectlively implement its services.  In the section below, we list some reasons we may share your personal information.

Basis For Sharing Do we share? Can you limit?
Servicing our Clients

We may share non-public personal information with non-affiliated third parties (such as administrators, brokers, custodians, regulators, credit agencies, other financial institutions) as necessary for us to provide agreed upon services to you, consistent with applicable law, including but not limited to: processing transactions; general account maintenance; responding to regulators or legal investigations; and credit reporting.

Yes No
Marketing Purposes

361 Financial does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services.  Certain laws may give us the right to share your personal information with financial institutions where you are a customer and where 361 Financial or the client has a formal agreement with the financial institution. We will only share information for purposes of servicing your accounts, not for marketing purposes.

No Not Shared
Authorized Users

Your non-public personal information may be disclosed to you and persons that we believe to be your authorized agent(s) or representative(s).

Yes Yes
Information About Former Clients

361 Financial does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients.

No Not Shared

 

State-specific Regulations

California In response to a California law, to be conservative, we assume accounts with California addresses do not want us to disclose personal information about you to non-affiliated third parties, except as permitted by California law.  We also limit the sharing of personal information about you with our affiliates to ensure compliance with California privacy laws.

Changes to our Privacy Policy

We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us.

Periodically we may revise this Policy, and will provide you with a revised policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing.

Any Questions?

You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us at (925) 289-9929.

 

IMPORTANT PRIVACY DECISION FOR CONSUMERS

You have the right to restrict the sharing of personal and financial information with unaffiliated

companies. To exercise your right, fill out, sign and send this form to us (you may want to make

a copy for your records) or call 361 Financial Planning at (925) 289-9929.

Opting Out of Information Sharing With Unaffiliated Companies: Unless you indicate

“No,” on this form, we may share personal and financial information about you with unaffiliated

companies to provide financial products and services to you.

(_) NO, please do not share personal and financial information with unaffiliated

companies to provide financial products and services to me.

 

You can change your choice at any time. However, unless you complete and return this form or

otherwise advise us in writing, we may share your personal and financial information with

unaffiliated companies to provide products and services to you. Nothing in this form prohibits

the sharing of information necessary for us to follow the law or applicable regulations or to give

you the best service on your accounts with us.

Name: _________________________________

Account Number(s): ______________________

Signature: _______________________________

Date: ___________________________________

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